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<title>Illinois General Assembly - Bill Status for HB 3806   </title>
<shortdesc>CIV PRO-FORECLOSURE PREVENTION</shortdesc>
<sponsor>
<sponsorhead1>House Sponsors</sponsorhead1><sponsors>Rep. Marlow H. Colvin</sponsors>
<sponsorhead2>Senate Sponsors</sponsorhead2><altsponsors>(Sen. David Koehler-Iris Y. Martinez)</altsponsors>
</sponsor>
<lastaction>
<statusdate>1/11/2011</statusdate><chamber>House</chamber><action>Session Sine Die</action>
</lastaction>
<synopsis>
<synopsistitle></synopsistitle>
<reference>735 ILCS 5/Art. XV Pt. 18 heading new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1801 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1805 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1810 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1815 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1820 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1825 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1830 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1835 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1840 new</reference><aliasreference></aliasreference><SynopsisText>     Amends the Code of Civil Procedure by adding an Article that may be cited as the Mortgage Foreclosure Prevention Law of 2009. Provides that an eligible borrower has a right to defer a judicial sale for a specified period by providing an affidavit to the foreclosing lender. When the deferment period ends or the deferment is lost, a lender may schedule a sale by publishing a specified newspaper notice and serving a copy on those on the premises, 4 weeks before the sale. Provides a formula to set the borrower's monthly payment. Provides that a borrower loses the right to deferment if he or she ceases to reside on the premises. Provides for mortgage foreclosure counselors. Provides that a foreclosing lender and a borrower must negotiate in good faith. Provides that a borrower may dispute a deferment cancellation through arbitration. Provides that lenders shall send to borrowers a mandated notice about deferment. Provides that a lender who acts in bad faith or recklessly in violation of these provisions is liable to a person injured for actual damages, statutory damages up to $25,000, punitive damages, costs, and attorney's fees. Makes other changes. Effective 7 days after becoming law.</SynopsisText><synopsistitle>Senate Committee Amendment No. 1</synopsistitle>
<reftype>Deletes reference to:</reftype><reference>735 ILCS 5/Art. XV Pt. 18 heading new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1801 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1805 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1810 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1815 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1820 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1825 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1830 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1835 new</reference><aliasreference></aliasreference><reference>735 ILCS 5/15-1840 new</reference><aliasreference></aliasreference><reftype>Adds reference to:</reftype><reference>735 ILCS 5/15-1101</reference><aliasreference>from Ch. 110, par. 15-1101</aliasreference><SynopsisText>Replaces everything after the enacting clause. Amends the Code of Civil Procedure. Makes a technical change in a Section regarding the short title of the Article concerning mortgage foreclosures.</SynopsisText></synopsis>
<actions>
<statusdate>2/25/2009</statusdate><chamber>House</chamber><action>Filed with the Clerk by Rep. Marlow H. Colvin</action>
<statusdate>2/25/2009</statusdate><chamber>House</chamber><action>First Reading</action>
<statusdate>2/25/2009</statusdate><chamber>House</chamber><action>Referred to Rules Committee</action>
<statusdate>3/3/2009</statusdate><chamber>House</chamber><action>Assigned to Judiciary I - Civil Law Committee</action>
<statusdate>3/11/2009</statusdate><chamber>House</chamber><action>Do Pass / Short Debate Judiciary I - Civil Law Committee;  017-000-000</action>
<statusdate>3/11/2009</statusdate><chamber>House</chamber><action>Placed on Calendar 2nd Reading - Short Debate</action>
<statusdate>3/17/2009</statusdate><chamber>House</chamber><action>Second Reading - Short Debate</action>
<statusdate>3/17/2009</statusdate><chamber>House</chamber><action>Placed on Calendar Order of 3rd Reading - Short Debate</action>
<statusdate>4/3/2009</statusdate><chamber>House</chamber><action>Third Reading - Short Debate - Passed 113-000-000</action>
<statusdate>4/15/2009</statusdate><chamber>Senate</chamber><action>Arrive in Senate</action>
<statusdate>4/15/2009</statusdate><chamber>Senate</chamber><action>Placed on Calendar Order of First Reading</action>
<statusdate>4/15/2009</statusdate><chamber>Senate</chamber><action>Chief Senate Sponsor Sen. Jacqueline Y. Collins</action>
<statusdate>4/15/2009</statusdate><chamber>Senate</chamber><action>First Reading</action>
<statusdate>4/15/2009</statusdate><chamber>Senate</chamber><action>Added as Alternate Chief Co-Sponsor Sen. Iris Y. Martinez</action>
<statusdate>4/15/2009</statusdate><chamber>Senate</chamber><action>Referred to Assignments</action>
<statusdate>4/22/2009</statusdate><chamber>Senate</chamber><action>Assigned to Financial Institutions</action>
<statusdate>4/30/2009</statusdate><chamber>Senate</chamber><action>Held in Financial Institutions</action>
<statusdate>5/7/2009</statusdate><chamber>Senate</chamber><action>Held in Financial Institutions</action>
<statusdate>5/8/2009</statusdate><chamber>Senate</chamber><action>Rule 3-9(a) / Re-referred to Assignments</action>
<statusdate>4/22/2010</statusdate><chamber>Senate</chamber><action>Re-assigned to Executive</action>
<statusdate>4/22/2010</statusdate><chamber>Senate</chamber><action>Alternate Chief Sponsor Changed to Sen. John J. Cullerton</action>
<statusdate>4/23/2010</statusdate><chamber>Senate</chamber><action>Rule 2-10 Committee Deadline Established As May 7, 2010</action>
<statusdate>4/28/2010</statusdate><chamber>Senate</chamber><action>Senate Committee Amendment No. 1 Filed with Secretary by Sen. John J. Cullerton</action>
<statusdate>4/28/2010</statusdate><chamber>Senate</chamber><action>Senate Committee Amendment No. 1 Referred to Assignments</action>
<statusdate>4/28/2010</statusdate><chamber>Senate</chamber><action>Senate Committee Amendment No. 1 Assignments Refers to Executive</action>
<statusdate>4/28/2010</statusdate><chamber>Senate</chamber><action>Senate Committee Amendment No. 1 Adopted</action>
<statusdate>4/28/2010</statusdate><chamber>Senate</chamber><action>Do Pass as Amended Executive;  008-001-004</action>
<statusdate>4/28/2010</statusdate><chamber>Senate</chamber><action>Placed on Calendar Order of 2nd Reading April 29, 2010</action>
<statusdate>4/30/2010</statusdate><chamber>Senate</chamber><action>Second Reading</action>
<statusdate>4/30/2010</statusdate><chamber>Senate</chamber><action>Placed on Calendar Order of 3rd Reading May 3, 2010</action>
<statusdate>6/27/2010</statusdate><chamber>Senate</chamber><action>Pursuant to Senate Rule 3-9(b) / Referred to Assignments</action>
<statusdate>11/29/2010</statusdate><chamber>Senate</chamber><action>Approved for Consideration Assignments</action>
<statusdate>11/29/2010</statusdate><chamber>Senate</chamber><action>Placed on Calendar Order of 3rd Reading November 30, 2010</action>
<statusdate>11/29/2010</statusdate><chamber>Senate</chamber><action>Senate Floor Amendment No. 2 Filed with Secretary by Sen. John J. Cullerton</action>
<statusdate>11/29/2010</statusdate><chamber>Senate</chamber><action>Senate Floor Amendment No. 2 Referred to Assignments</action>
<statusdate>11/29/2010</statusdate><chamber>Senate</chamber><action>Senate Floor Amendment No. 2 Assignments Refers to Public Health</action>
<statusdate>11/30/2010</statusdate><chamber>Senate</chamber><action>Rule 2-10 Committee/3rd Reading Deadline Established As January 11, 2011</action>
<statusdate>11/30/2010</statusdate><chamber>Senate</chamber><action>Alternate Chief Sponsor Changed to Sen. David Koehler</action>
<statusdate>11/30/2010</statusdate><chamber>Senate</chamber><action>Senate Floor Amendment No. 2   Added as Chief Co-Sponsor-Koehler</action>
<statusdate>11/30/2010</statusdate><chamber>Senate</chamber><action>Senate Floor Amendment No. 2 Recommend Do Adopt Public Health;  006-002-000</action>
<statusdate>1/2/2011</statusdate><chamber>Senate</chamber><action>Pursuant to Senate Rule 3-9(b) / Referred to Assignments</action>
<statusdate>1/11/2011</statusdate><chamber>House</chamber><action>Session Sine Die</action>
</actions>
</xml>

