AUTO INS-USE OF CREDIT INFO House SponsorsRep. John J. Millner-Sandra M. Pihos-Eddie Washington, Maria Antonia Berrios, Michelle Chavez and Cynthia Soto Senate Sponsors(Sen. Bill Brady) 7/19/2005HousePublic Act . . . . . . . . . 94-0245 215 ILCS 157/20 Amends the Use of Credit Information in Personal Insurance Act. Prohibits insurers from using the credit information or the credit report of a consumer when issuing a policy of automobile insurance.House Amendment No. 1 Deletes reference to:215 ILCS 157/20Adds reference to:215 ILCS 5/1from Ch. 73, par. 613Deletes everything. Amends the Illinois Insurance Code. Makes a technical change in a Section concerning the short title.House Amendment No. 3 Deletes reference to:215 ILCS 5/1Adds reference to:215 ILCS 157/22 newDeletes everything after the enacting clause. Amends the Use of Credit Information in Personal Insurance Act. Requires an insurer authorized to do business in Illinois that uses credit information to underwrite or rate risks to review and consider an exception to the insurance risk score based upon extraordinary life events after a receiving written and signed notification from the applicant or insurer explaining how the applicant or insured believes the event adversely impacted the applicant's or insured's insurance risk score. Provides a definition of "extraordinary life event". Effective July 1, 2006. 1/18/2005HouseFiled with the Clerk by Rep. John J. Millner 1/19/2005HouseFirst Reading 1/19/2005HouseReferred to Rules Committee 1/26/2005HouseAssigned to Consumer Protection Committee 2/8/2005HouseAdded Chief Co-Sponsor Rep. Sandra M. Pihos 2/17/2005HouseAdded Co-Sponsor Rep. Maria Antonia Berrios 2/17/2005HouseAdded Co-Sponsor Rep. Michelle Chavez 3/8/2005HouseHouse Amendment No. 1 Filed with Clerk by Consumer Protection Committee 3/8/2005HouseHouse Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote 3/8/2005HouseDo Pass as Amended / Short Debate Consumer Protection Committee; 012-000-000 3/9/2005HousePlaced on Calendar 2nd Reading - Short Debate 3/16/2005HouseChief Co-Sponsor Rep. Eddie Washington 4/6/2005HouseHouse Amendment No. 2 Filed with Clerk by Rep. John J. Millner 4/6/2005HouseHouse Amendment No. 2 Referred to Rules Committee 4/7/2005HouseHouse Amendment No. 3 Filed with Clerk by Rep. John J. Millner 4/7/2005HouseHouse Amendment No. 3 Referred to Rules Committee 4/7/2005HouseHouse Amendment No. 2 Rules Refers to Consumer Protection Committee 4/8/2005HouseSecond Reading - Short Debate 4/8/2005HouseHeld on Calendar Order of Second Reading - Short Debate 4/11/2005HouseHouse Amendment No. 3 Rules Refers to Consumer Protection Committee 4/11/2005HouseHouse Amendment No. 3 Recommends Be Adopted Consumer Protection Committee; 009-000-000 4/11/2005HouseHouse Amendment No. 3 Adopted by Voice Vote 4/11/2005HousePlaced on Calendar Order of 3rd Reading - Short Debate 4/12/2005HouseThird Reading - Short Debate - Passed 116-000-000 4/12/2005HouseHouse Amendment No. 2 Tabled Pursuant to Rule 40(a) 4/12/2005HouseAdded Co-Sponsor Rep. Cynthia Soto 4/12/2005SenateArrive in Senate 4/12/2005SenatePlaced on Calendar Order of First Reading April 13, 2005 4/20/2005SenateChief Senate Sponsor Sen. Bill Brady 4/21/2005SenateFirst Reading 4/21/2005SenateReferred to Rules 4/21/2005SenateAssigned to Insurance 5/4/2005SenateDo Pass Insurance; 007-000-000 5/4/2005SenatePlaced on Calendar Order of 2nd Reading May 5, 2005 5/11/2005SenateSecond Reading 5/11/2005SenatePlaced on Calendar Order of 3rd Reading May 12, 2005 5/17/2005SenateThird Reading - Passed; 057-000-000 5/17/2005HousePassed Both Houses 6/15/2005HouseSent to the Governor 7/19/2005HouseGovernor Approved 7/19/2005HouseEffective Date July 1, 2006 7/19/2005HousePublic Act . . . . . . . . . 94-0245