Rep. Michael J. Kelly

Filed: 3/24/2026

 

 


 

 


 
10400HB5413ham001LRB104 16929 SPS 35961 a

1
AMENDMENT TO HOUSE BILL 5413

2    AMENDMENT NO. ______. Amend House Bill 5413 by replacing
3everything after the enacting clause with the following:
 
4    "Section 1. References to Act. This Act may be referred to
5as the Trooper Brian Frank Act.
 
6    Section 5. The Workers' Compensation Act is amended by
7changing Section 8 and by adding Section 8.4 as follows:
 
8    (820 ILCS 305/8)  (from Ch. 48, par. 138.8)
9    Sec. 8. The amount of compensation which shall be paid to
10the employee for an accidental injury not resulting in death
11is:
12    (a) The employer shall provide and pay the negotiated
13rate, if applicable, or the lesser of the health care
14provider's actual charges or according to a fee schedule,
15subject to Section 8.2, in effect at the time the service was

 

 

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1rendered for all the necessary first aid, medical and surgical
2services, and all necessary medical, surgical and hospital
3services thereafter incurred, limited, however, to that which
4is reasonably required to cure or relieve from the effects of
5the accidental injury, even if a health care provider sells,
6transfers, or otherwise assigns an account receivable for
7procedures, treatments, or services covered under this Act. If
8the employer does not dispute payment of first aid, medical,
9surgical, and hospital services, the employer shall make such
10payment to the provider on behalf of the employee. The
11employer shall also pay for treatment, instruction and
12training necessary for the physical, mental and vocational
13rehabilitation of the employee, including all maintenance
14costs and expenses incidental thereto. If as a result of the
15injury the employee is unable to be self-sufficient the
16employer shall further pay for such maintenance or
17institutional care as shall be required.
18    The employee may at any time elect to secure his own
19physician, surgeon and hospital services at the employer's
20expense, or,
21    Upon agreement between the employer and the employees, or
22the employees' exclusive representative, and subject to the
23approval of the Illinois Workers' Compensation Commission, the
24employer shall maintain a list of physicians, to be known as a
25Panel of Physicians, who are accessible to the employees. The
26employer shall post this list in a place or places easily

 

 

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1accessible to his employees. The employee shall have the right
2to make an alternative choice of physician from such Panel if
3he is not satisfied with the physician first selected. If, due
4to the nature of the injury or its occurrence away from the
5employer's place of business, the employee is unable to make a
6selection from the Panel, the selection process from the Panel
7shall not apply. The physician selected from the Panel may
8arrange for any consultation, referral or other specialized
9medical services outside the Panel at the employer's expense.
10Provided that, in the event the Commission shall find that a
11doctor selected by the employee is rendering improper or
12inadequate care, the Commission may order the employee to
13select another doctor certified or qualified in the medical
14field for which treatment is required. If the employee refuses
15to make such change the Commission may relieve the employer of
16his obligation to pay the doctor's charges from the date of
17refusal to the date of compliance.
18    Any vocational rehabilitation counselors who provide
19service under this Act shall have appropriate certifications
20which designate the counselor as qualified to render opinions
21relating to vocational rehabilitation. Vocational
22rehabilitation may include, but is not limited to, counseling
23for job searches, supervising a job search program, and
24vocational retraining including education at an accredited
25learning institution. The employee or employer may petition to
26the Commission to decide disputes relating to vocational

 

 

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1rehabilitation and the Commission shall resolve any such
2dispute, including payment of the vocational rehabilitation
3program by the employer.
4    The maintenance benefit shall not be less than the
5temporary total disability rate determined for the employee.
6In addition, maintenance shall include costs and expenses
7incidental to the vocational rehabilitation program.
8    When the employee is working light duty on a part-time
9basis or full-time basis and earns less than he or she would be
10earning if employed in the full capacity of the job or jobs,
11then the employee shall be entitled to temporary partial
12disability benefits. Temporary partial disability benefits
13shall be equal to two-thirds of the difference between the
14average amount that the employee would be able to earn in the
15full performance of his or her duties in the occupation in
16which he or she was engaged at the time of accident and the
17gross amount which he or she is earning in the modified job
18provided to the employee by the employer or in any other job
19that the employee is working.
20    Every hospital, physician, surgeon or other person
21rendering treatment or services in accordance with the
22provisions of this Section shall upon written request furnish
23full and complete reports thereof to, and permit their records
24to be copied by, the employer, the employee or his dependents,
25as the case may be, or any other party to any proceeding for
26compensation before the Commission, or their attorneys.

 

 

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1    Notwithstanding the foregoing, the employer's liability to
2pay for such medical services selected by the employee shall
3be limited to:
4        (1) all first aid and emergency treatment; plus
5        (2) all medical, surgical and hospital services
6    provided by the physician, surgeon or hospital initially
7    chosen by the employee or by any other physician,
8    consultant, expert, institution or other provider of
9    services recommended by said initial service provider or
10    any subsequent provider of medical services in the chain
11    of referrals from said initial service provider; plus
12        (3) all medical, surgical and hospital services
13    provided by any second physician, surgeon or hospital
14    subsequently chosen by the employee or by any other
15    physician, consultant, expert, institution or other
16    provider of services recommended by said second service
17    provider or any subsequent provider of medical services in
18    the chain of referrals from said second service provider.
19    Thereafter the employer shall select and pay for all
20    necessary medical, surgical and hospital treatment and the
21    employee may not select a provider of medical services at
22    the employer's expense unless the employer agrees to such
23    selection. At any time the employee may obtain any medical
24    treatment he desires at his own expense. This paragraph
25    shall not affect the duty to pay for rehabilitation
26    referred to above.

 

 

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1        (4) The following shall apply for injuries occurring
2    on or after June 28, 2011 (the effective date of Public Act
3    97-18) and only when an employer has an approved preferred
4    provider program pursuant to Section 8.1a on the date the
5    employee sustained his or her accidental injuries:
6            (A) The employer shall, in writing, on a form
7        promulgated by the Commission, inform the employee of
8        the preferred provider program;
9            (B) Subsequent to the report of an injury by an
10        employee, the employee may choose in writing at any
11        time to decline the preferred provider program, in
12        which case that would constitute one of the two
13        choices of medical providers to which the employee is
14        entitled under subsection (a)(2) or (a)(3); and
15            (C) Prior to the report of an injury by an
16        employee, when an employee chooses non-emergency
17        treatment from a provider not within the preferred
18        provider program, that would constitute the employee's
19        one choice of medical providers to which the employee
20        is entitled under subsection (a)(2) or (a)(3).
21    When an employer and employee so agree in writing, nothing
22in this Act prevents an employee whose injury or disability
23has been established under this Act, from relying in good
24faith, on treatment by prayer or spiritual means alone, in
25accordance with the tenets and practice of a recognized church
26or religious denomination, by a duly accredited practitioner

 

 

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1thereof, and having nursing services appropriate therewith,
2without suffering loss or diminution of the compensation
3benefits under this Act. However, the employee shall submit to
4all physical examinations required by this Act. The cost of
5such treatment and nursing care shall be paid by the employee
6unless the employer agrees to make such payment.
7    Where the accidental injury results in the amputation of
8an arm, hand, leg or foot, or the enucleation of an eye, or the
9loss of any of the natural teeth, the employer shall furnish an
10artificial of any such members lost or damaged in accidental
11injury arising out of and in the course of employment, and
12shall also furnish the necessary braces in all proper and
13necessary cases. In cases of the loss of a member or members by
14amputation, the employer shall, whenever necessary, maintain
15in good repair, refit or replace the artificial limbs during
16the lifetime of the employee. Where the accidental injury
17accompanied by physical injury results in damage to a denture,
18eye glasses or contact eye lenses, or where the accidental
19injury results in damage to an artificial member, the employer
20shall replace or repair such denture, glasses, lenses, or
21artificial member.
22    The furnishing by the employer of any such services or
23appliances is not an admission of liability on the part of the
24employer to pay compensation.
25    The furnishing of any such services or appliances or the
26servicing thereof by the employer is not the payment of

 

 

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1compensation.
2    (a-5) As used in this subsection:
3    "Catastrophic injury" means a work-related injury to the
4employee that, as determined by a treating physician, results
5in a major neurocognitive disorder or permanent paralysis and
6that:
7        (1) requires occasional supervision in the performance
8    of routine daily tasks of self-care;
9        (2) results in a minimally conscious state;
10        (3) requires continual supervision for activities of
11    daily living;
12        (4) requires full-time need for skilled nursing or
13    custodial care; or
14        (5) renders the employee permanently unemployable.
15    "Employee" means a full-time law enforcement, correctional
16or correctional probation officer, or firefighter, as those
17terms are used in the Public Safety Employee Benefits Act.
18    Notwithstanding any other provision of this Section, if an
19employee sustains a catastrophic injury, then the employer, if
20the employer is self-insured or uninsured, or its insurer
21shall provide and pay for reasonable and medically necessary
22services, including medical, surgical, hospital,
23rehabilitative, prosthetic, long-term skilled nursing,
24around-the-clock nursing. The employer, if the employer is
25self-insured or uninsured, or its insurer shall also provide
26and pay for reasonable and medically necessary treatments,

 

 

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1including treatments that are deemed experimental, if: (i) a
2board-certified treating physician in the relevant field
3certifies in writing that the treatment, in the physician's
4reasonable medical judgment, is medically necessary to attempt
5to relieve or remedy in some way the effects of the employee's
6injury; (ii) the physician documents that conventional or
7standard treatments have been considered or attempted; and
8(iii) the employer, if the employer is self-insured or
9uninsured, or its insurer is given notice and a copy of the
10physician's written medical opinion.
11    Upon an injury being deemed catastrophic, the employer, if
12the employer is self-insured or uninsured, or its insurer
13shall assign a qualified medical professional to oversee and
14coordinate the required treatments and services. The employer,
15if the employer is self-insured or uninsured, or its insurer
16shall not unreasonably withhold approval of the treatment or
17services. If the employer, if the employer is self-insured or
18uninsured, or its insurer does not approve payment, then the
19employer, if the employer is self-insured or uninsured, or its
20insurer shall provide the employee and the treating physician
21a written explanation of the denial within 5 business days
22after receipt of the physician's written medical opinion. Upon
23being notified of the denial of treatment or services, an
24employee may refer the matter for expedited review to the
25Expedited Catastrophic Review Board as set forth in Section
268.4.

 

 

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1    If the employee sustains a catastrophic injury in the
2course of employment, then there is a rebuttable presumption
3that the employee has a permanent total disability under this
4Act. The presumption is established by the treating
5physician's written opinion of the catastrophic injury and
6providing appropriate medical records to the employer, if the
7employer is self-insured or uninsured, or its insurer. The
8employer, if the employer is self-insured or uninsured, or its
9insurer shall pay the permanent total disability benefits
10without delay, pending any administrative or judicial appeal.
11As part of the benefits provided under this subsection, the
12employer, if the employer is self-insured or uninsured, or its
13insurer shall provide and pay for reasonable and necessary
14home accessibility modifications, including, but not limited
15to, ADA-compliant construction and specialized equipment for
16the home if a treating physician deems it a medically
17necessary condition.
18    If the employee sustains a catastrophic injury in the
19course of employment, then the employee shall be eligible for
20a lifetime income benefit under this Section. The employee
21shall receive a lifetime income benefit equal to (i)
22two-thirds of the employee's pre-injury average weekly wage,
23calculated in accordance with this Act or (ii) the permanent
24total disability benefit payable under this Act, whichever is
25greater. Any payments made under this subsection shall begin
26no later than 30 days after a final determination of permanent

 

 

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1total disability under this Act or issuance of a catastrophic
2injury determination by the Expedited Catastrophic Review
3Board, whichever occurs first.
4    (b) If the period of temporary total incapacity for work
5lasts more than 3 working days, weekly compensation as
6hereinafter provided shall be paid beginning on the 4th day of
7such temporary total incapacity and continuing as long as the
8total temporary incapacity lasts. In cases where the temporary
9total incapacity for work continues for a period of 14 days or
10more from the day of the accident compensation shall commence
11on the day after the accident.
12        1. The compensation rate for temporary total
13    incapacity under this paragraph (b) of this Section shall
14    be equal to 66 2/3% of the employee's average weekly wage
15    computed in accordance with Section 10, provided that it
16    shall be not less than 66 2/3% of the sum of the Federal
17    minimum wage under the Fair Labor Standards Act, or the
18    Illinois minimum wage under the Minimum Wage Law,
19    whichever is more, multiplied by 40 hours. This percentage
20    rate shall be increased by 10% for each spouse and child,
21    not to exceed 100% of the total minimum wage calculation,
22    nor exceed the employee's average weekly wage computed in
23    accordance with the provisions of Section 10, whichever is
24    less.
25        2. The compensation rate in all cases other than for
26    temporary total disability under this paragraph (b), and

 

 

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1    other than for serious and permanent disfigurement under
2    paragraph (c) and other than for permanent partial
3    disability under subparagraph (2) of paragraph (d) or
4    under paragraph (e), of this Section shall be equal to 66
5    2/3% of the employee's average weekly wage computed in
6    accordance with the provisions of Section 10, provided
7    that it shall be not less than 66 2/3% of the sum of the
8    Federal minimum wage under the Fair Labor Standards Act,
9    or the Illinois minimum wage under the Minimum Wage Law,
10    whichever is more, multiplied by 40 hours. This percentage
11    rate shall be increased by 10% for each spouse and child,
12    not to exceed 100% of the total minimum wage calculation,
13    nor exceed the employee's average weekly wage computed in
14    accordance with the provisions of Section 10, whichever is
15    less.
16        2.1. The compensation rate in all cases of serious and
17    permanent disfigurement under paragraph (c) and of
18    permanent partial disability under subparagraph (2) of
19    paragraph (d) or under paragraph (e) of this Section shall
20    be equal to 60% of the employee's average weekly wage
21    computed in accordance with the provisions of Section 10,
22    provided that it shall be not less than 66 2/3% of the sum
23    of the Federal minimum wage under the Fair Labor Standards
24    Act, or the Illinois minimum wage under the Minimum Wage
25    Law, whichever is more, multiplied by 40 hours. This
26    percentage rate shall be increased by 10% for each spouse

 

 

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1    and child, not to exceed 100% of the total minimum wage
2    calculation, nor exceed the employee's average weekly wage
3    computed in accordance with the provisions of Section 10,
4    whichever is less.
5        3. As used in this Section the term "child" means a
6    child of the employee including any child legally adopted
7    before the accident or whom at the time of the accident the
8    employee was under legal obligation to support or to whom
9    the employee stood in loco parentis, and who at the time of
10    the accident was under 18 years of age and not
11    emancipated. The term "children" means the plural of
12    "child".
13        4. All weekly compensation rates provided under
14    subparagraphs 1, 2 and 2.1 of this paragraph (b) of this
15    Section shall be subject to the following limitations:
16        The maximum weekly compensation rate from July 1,
17    1975, except as hereinafter provided, shall be 100% of the
18    State's average weekly wage in covered industries under
19    the Unemployment Insurance Act, that being the wage that
20    most closely approximates the State's average weekly wage.
21        The maximum weekly compensation rate, for the period
22    July 1, 1984, through June 30, 1987, except as hereinafter
23    provided, shall be $293.61. Effective July 1, 1987 and on
24    July 1 of each year thereafter the maximum weekly
25    compensation rate, except as hereinafter provided, shall
26    be determined as follows: if during the preceding 12 month

 

 

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1    period there shall have been an increase in the State's
2    average weekly wage in covered industries under the
3    Unemployment Insurance Act, the weekly compensation rate
4    shall be proportionately increased by the same percentage
5    as the percentage of increase in the State's average
6    weekly wage in covered industries under the Unemployment
7    Insurance Act during such period.
8        The maximum weekly compensation rate, for the period
9    January 1, 1981 through December 31, 1983, except as
10    hereinafter provided, shall be 100% of the State's average
11    weekly wage in covered industries under the Unemployment
12    Insurance Act in effect on January 1, 1981. Effective
13    January 1, 1984 and on January 1, of each year thereafter
14    the maximum weekly compensation rate, except as
15    hereinafter provided, shall be determined as follows: if
16    during the preceding 12 month period there shall have been
17    an increase in the State's average weekly wage in covered
18    industries under the Unemployment Insurance Act, the
19    weekly compensation rate shall be proportionately
20    increased by the same percentage as the percentage of
21    increase in the State's average weekly wage in covered
22    industries under the Unemployment Insurance Act during
23    such period.
24        From July 1, 1977 and thereafter such maximum weekly
25    compensation rate in death cases under Section 7, and
26    permanent total disability cases under paragraph (f) or

 

 

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1    subparagraph 18 of paragraph (3) of this Section and for
2    temporary total disability under paragraph (b) of this
3    Section and for amputation of a member or enucleation of
4    an eye under paragraph (e) of this Section shall be
5    increased to 133-1/3% of the State's average weekly wage
6    in covered industries under the Unemployment Insurance
7    Act.
8        For injuries occurring on or after February 1, 2006,
9    the maximum weekly benefit under paragraph (d)1 of this
10    Section shall be 100% of the State's average weekly wage
11    in covered industries under the Unemployment Insurance
12    Act.
13        4.1. Any provision herein to the contrary
14    notwithstanding, the weekly compensation rate for
15    compensation payments under subparagraph 18 of paragraph
16    (e) of this Section and under paragraph (f) of this
17    Section and under paragraph (a) of Section 7 and for
18    amputation of a member or enucleation of an eye under
19    paragraph (e) of this Section, shall in no event be less
20    than 50% of the State's average weekly wage in covered
21    industries under the Unemployment Insurance Act.
22        4.2. Any provision to the contrary notwithstanding,
23    the total compensation payable under Section 7 shall not
24    exceed the greater of $500,000 or 25 years.
25        5. For the purpose of this Section this State's
26    average weekly wage in covered industries under the

 

 

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1    Unemployment Insurance Act on July 1, 1975 is hereby fixed
2    at $228.16 per week and the computation of compensation
3    rates shall be based on the aforesaid average weekly wage
4    until modified as hereinafter provided.
5        6. The Department of Employment Security of the State
6    shall on or before the first day of December, 1977, and on
7    or before the first day of June, 1978, and on the first day
8    of each December and June of each year thereafter, publish
9    the State's average weekly wage in covered industries
10    under the Unemployment Insurance Act and the Illinois
11    Workers' Compensation Commission shall on the 15th day of
12    January, 1978 and on the 15th day of July, 1978 and on the
13    15th day of each January and July of each year thereafter,
14    post and publish the State's average weekly wage in
15    covered industries under the Unemployment Insurance Act as
16    last determined and published by the Department of
17    Employment Security. The amount when so posted and
18    published shall be conclusive and shall be applicable as
19    the basis of computation of compensation rates until the
20    next posting and publication as aforesaid.
21        7. The payment of compensation by an employer or his
22    insurance carrier to an injured employee shall not
23    constitute an admission of the employer's liability to pay
24    compensation.
25    (c) For any serious and permanent disfigurement to the
26hand, head, face, neck, arm, leg below the knee or the chest

 

 

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1above the axillary line, the employee is entitled to
2compensation for such disfigurement, the amount determined by
3agreement at any time or by arbitration under this Act, at a
4hearing not less than 6 months after the date of the accidental
5injury, which amount shall not exceed 150 weeks (if the
6accidental injury occurs on or after the effective date of
7this amendatory Act of the 94th General Assembly but before
8February 1, 2006) or 162 weeks (if the accidental injury
9occurs on or after February 1, 2006) at the applicable rate
10provided in subparagraph 2.1 of paragraph (b) of this Section.
11    No compensation is payable under this paragraph where
12compensation is payable under paragraphs (d), (e) or (f) of
13this Section.
14    A duly appointed member of a fire department in a city, the
15population of which exceeds 500,000 according to the last
16federal or State census, is eligible for compensation under
17this paragraph only where such serious and permanent
18disfigurement results from burns.
19    (d) 1. If, after the accidental injury has been sustained,
20the employee as a result thereof becomes partially
21incapacitated from pursuing his usual and customary line of
22employment, he shall, except in cases compensated under the
23specific schedule set forth in paragraph (e) of this Section,
24receive compensation for the duration of his disability,
25subject to the limitations as to maximum amounts fixed in
26paragraph (b) of this Section, equal to 66-2/3% of the

 

 

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1difference between the average amount which he would be able
2to earn in the full performance of his duties in the occupation
3in which he was engaged at the time of the accident and the
4average amount which he is earning or is able to earn in some
5suitable employment or business after the accident. For
6accidental injuries that occur on or after September 1, 2011,
7an award for wage differential under this subsection shall be
8effective only until the employee reaches the age of 67 or 5
9years from the date the award becomes final, whichever is
10later.
11    2. If, as a result of the accident, the employee sustains
12serious and permanent injuries not covered by paragraphs (c)
13and (e) of this Section or having sustained injuries covered
14by the aforesaid paragraphs (c) and (e), he shall have
15sustained in addition thereto other injuries which injuries do
16not incapacitate him from pursuing the duties of his
17employment but which would disable him from pursuing other
18suitable occupations, or which have otherwise resulted in
19physical impairment; or if such injuries partially
20incapacitate him from pursuing the duties of his usual and
21customary line of employment but do not result in an
22impairment of earning capacity, or having resulted in an
23impairment of earning capacity, the employee elects to waive
24his right to recover under the foregoing subparagraph 1 of
25paragraph (d) of this Section then in any of the foregoing
26events, he shall receive in addition to compensation for

 

 

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1temporary total disability under paragraph (b) of this
2Section, compensation at the rate provided in subparagraph 2.1
3of paragraph (b) of this Section for that percentage of 500
4weeks that the partial disability resulting from the injuries
5covered by this paragraph bears to total disability. If the
6employee shall have sustained a fracture of one or more
7vertebra or fracture of the skull, the amount of compensation
8allowed under this Section shall be not less than 6 weeks for a
9fractured skull and 6 weeks for each fractured vertebra, and
10in the event the employee shall have sustained a fracture of
11any of the following facial bones: nasal, lachrymal, vomer,
12zygoma, maxilla, palatine or mandible, the amount of
13compensation allowed under this Section shall be not less than
142 weeks for each such fractured bone, and for a fracture of
15each transverse process not less than 3 weeks. In the event
16such injuries shall result in the loss of a kidney, spleen or
17lung, the amount of compensation allowed under this Section
18shall be not less than 10 weeks for each such organ.
19Compensation awarded under this subparagraph 2 shall not take
20into consideration injuries covered under paragraphs (c) and
21(e) of this Section and the compensation provided in this
22paragraph shall not affect the employee's right to
23compensation payable under paragraphs (b), (c) and (e) of this
24Section for the disabilities therein covered.
25    (e) For accidental injuries in the following schedule, the
26employee shall receive compensation for the period of

 

 

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1temporary total incapacity for work resulting from such
2accidental injury, under subparagraph 1 of paragraph (b) of
3this Section, and shall receive in addition thereto
4compensation for a further period for the specific loss herein
5mentioned, but shall not receive any compensation under any
6other provisions of this Act. The following listed amounts
7apply to either the loss of or the permanent and complete loss
8of use of the member specified, such compensation for the
9length of time as follows:
10        1. Thumb-
11            70 weeks if the accidental injury occurs on or
12        after the effective date of this amendatory Act of the
13        94th General Assembly but before February 1, 2006.
14            76 weeks if the accidental injury occurs on or
15        after February 1, 2006.
16        2. First, or index finger-
17            40 weeks if the accidental injury occurs on or
18        after the effective date of this amendatory Act of the
19        94th General Assembly but before February 1, 2006.
20            43 weeks if the accidental injury occurs on or
21        after February 1, 2006.
22        3. Second, or middle finger-
23            35 weeks if the accidental injury occurs on or
24        after the effective date of this amendatory Act of the
25        94th General Assembly but before February 1, 2006.
26            38 weeks if the accidental injury occurs on or

 

 

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1        after February 1, 2006.
2        4. Third, or ring finger-
3            25 weeks if the accidental injury occurs on or
4        after the effective date of this amendatory Act of the
5        94th General Assembly but before February 1, 2006.
6            27 weeks if the accidental injury occurs on or
7        after February 1, 2006.
8        5. Fourth, or little finger-
9            20 weeks if the accidental injury occurs on or
10        after the effective date of this amendatory Act of the
11        94th General Assembly but before February 1, 2006.
12            22 weeks if the accidental injury occurs on or
13        after February 1, 2006.
14        6. Great toe-
15            35 weeks if the accidental injury occurs on or
16        after the effective date of this amendatory Act of the
17        94th General Assembly but before February 1, 2006.
18            38 weeks if the accidental injury occurs on or
19        after February 1, 2006.
20        7. Each toe other than great toe-
21            12 weeks if the accidental injury occurs on or
22        after the effective date of this amendatory Act of the
23        94th General Assembly but before February 1, 2006.
24            13 weeks if the accidental injury occurs on or
25        after February 1, 2006.
26        8. The loss of the first or distal phalanx of the thumb

 

 

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1    or of any finger or toe shall be considered to be equal to
2    the loss of one-half of such thumb, finger or toe and the
3    compensation payable shall be one-half of the amount above
4    specified. The loss of more than one phalanx shall be
5    considered as the loss of the entire thumb, finger or toe.
6    In no case shall the amount received for more than one
7    finger exceed the amount provided in this schedule for the
8    loss of a hand.
9        9. Hand-
10            190 weeks if the accidental injury occurs on or
11        after the effective date of this amendatory Act of the
12        94th General Assembly but before February 1, 2006.
13            205 weeks if the accidental injury occurs on or
14        after February 1, 2006.
15            190 weeks if the accidental injury occurs on or
16        after June 28, 2011 (the effective date of Public Act
17        97-18) and if the accidental injury involves carpal
18        tunnel syndrome due to repetitive or cumulative
19        trauma, in which case the permanent partial disability
20        shall not exceed 15% loss of use of the hand, except
21        for cause shown by clear and convincing evidence and
22        in which case the award shall not exceed 30% loss of
23        use of the hand.
24        The loss of 2 or more digits, or one or more phalanges
25    of 2 or more digits, of a hand may be compensated on the
26    basis of partial loss of use of a hand, provided, further,

 

 

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1    that the loss of 4 digits, or the loss of use of 4 digits,
2    in the same hand shall constitute the complete loss of a
3    hand.
4        10. Arm-
5            235 weeks if the accidental injury occurs on or
6        after the effective date of this amendatory Act of the
7        94th General Assembly but before February 1, 2006.
8            253 weeks if the accidental injury occurs on or
9        after February 1, 2006.
10        Where an accidental injury results in the amputation
11    of an arm below the elbow, such injury shall be
12    compensated as a loss of an arm. Where an accidental
13    injury results in the amputation of an arm above the
14    elbow, compensation for an additional 15 weeks (if the
15    accidental injury occurs on or after the effective date of
16    this amendatory Act of the 94th General Assembly but
17    before February 1, 2006) or an additional 17 weeks (if the
18    accidental injury occurs on or after February 1, 2006)
19    shall be paid, except where the accidental injury results
20    in the amputation of an arm at the shoulder joint, or so
21    close to shoulder joint that an artificial arm cannot be
22    used, or results in the disarticulation of an arm at the
23    shoulder joint, in which case compensation for an
24    additional 65 weeks (if the accidental injury occurs on or
25    after the effective date of this amendatory Act of the
26    94th General Assembly but before February 1, 2006) or an

 

 

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1    additional 70 weeks (if the accidental injury occurs on or
2    after February 1, 2006) shall be paid.
3        11. Foot-
4            155 weeks if the accidental injury occurs on or
5        after the effective date of this amendatory Act of the
6        94th General Assembly but before February 1, 2006.
7            167 weeks if the accidental injury occurs on or
8        after February 1, 2006.
9        12. Leg-
10            200 weeks if the accidental injury occurs on or
11        after the effective date of this amendatory Act of the
12        94th General Assembly but before February 1, 2006.
13            215 weeks if the accidental injury occurs on or
14        after February 1, 2006.
15        Where an accidental injury results in the amputation
16    of a leg below the knee, such injury shall be compensated
17    as loss of a leg. Where an accidental injury results in the
18    amputation of a leg above the knee, compensation for an
19    additional 25 weeks (if the accidental injury occurs on or
20    after the effective date of this amendatory Act of the
21    94th General Assembly but before February 1, 2006) or an
22    additional 27 weeks (if the accidental injury occurs on or
23    after February 1, 2006) shall be paid, except where the
24    accidental injury results in the amputation of a leg at
25    the hip joint, or so close to the hip joint that an
26    artificial leg cannot be used, or results in the

 

 

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1    disarticulation of a leg at the hip joint, in which case
2    compensation for an additional 75 weeks (if the accidental
3    injury occurs on or after the effective date of this
4    amendatory Act of the 94th General Assembly but before
5    February 1, 2006) or an additional 81 weeks (if the
6    accidental injury occurs on or after February 1, 2006)
7    shall be paid.
8        13. Eye-
9            150 weeks if the accidental injury occurs on or
10        after the effective date of this amendatory Act of the
11        94th General Assembly but before February 1, 2006.
12            162 weeks if the accidental injury occurs on or
13        after February 1, 2006.
14        Where an accidental injury results in the enucleation
15    of an eye, compensation for an additional 10 weeks (if the
16    accidental injury occurs on or after the effective date of
17    this amendatory Act of the 94th General Assembly but
18    before February 1, 2006) or an additional 11 weeks (if the
19    accidental injury occurs on or after February 1, 2006)
20    shall be paid.
21        14. Loss of hearing of one ear-
22            50 weeks if the accidental injury occurs on or
23        after the effective date of this amendatory Act of the
24        94th General Assembly but before February 1, 2006.
25            54 weeks if the accidental injury occurs on or
26        after February 1, 2006.

 

 

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1        Total and permanent loss of hearing of both ears-
2            200 weeks if the accidental injury occurs on or
3        after the effective date of this amendatory Act of the
4        94th General Assembly but before February 1, 2006.
5            215 weeks if the accidental injury occurs on or
6        after February 1, 2006.
7        15. Testicle-
8            50 weeks if the accidental injury occurs on or
9        after the effective date of this amendatory Act of the
10        94th General Assembly but before February 1, 2006.
11            54 weeks if the accidental injury occurs on or
12        after February 1, 2006.
13        Both testicles-
14            150 weeks if the accidental injury occurs on or
15        after the effective date of this amendatory Act of the
16        94th General Assembly but before February 1, 2006.
17            162 weeks if the accidental injury occurs on or
18        after February 1, 2006.
19        16. For the permanent partial loss of use of a member
20    or sight of an eye, or hearing of an ear, compensation
21    during that proportion of the number of weeks in the
22    foregoing schedule provided for the loss of such member or
23    sight of an eye, or hearing of an ear, which the partial
24    loss of use thereof bears to the total loss of use of such
25    member, or sight of eye, or hearing of an ear.
26            (a) Loss of hearing for compensation purposes

 

 

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1        shall be confined to the frequencies of 1,000, 2,000
2        and 3,000 cycles per second. Loss of hearing ability
3        for frequency tones above 3,000 cycles per second are
4        not to be considered as constituting disability for
5        hearing.
6            (b) The percent of hearing loss, for purposes of
7        the determination of compensation claims for
8        occupational deafness, shall be calculated as the
9        average in decibels for the thresholds of hearing for
10        the frequencies of 1,000, 2,000 and 3,000 cycles per
11        second. Pure tone air conduction audiometric
12        instruments, approved by nationally recognized
13        authorities in this field, shall be used for measuring
14        hearing loss. If the losses of hearing average 30
15        decibels or less in the 3 frequencies, such losses of
16        hearing shall not then constitute any compensable
17        hearing disability. If the losses of hearing average
18        85 decibels or more in the 3 frequencies, then the same
19        shall constitute and be total or 100% compensable
20        hearing loss.
21            (c) In measuring hearing impairment, the lowest
22        measured losses in each of the 3 frequencies shall be
23        added together and divided by 3 to determine the
24        average decibel loss. For every decibel of loss
25        exceeding 30 decibels an allowance of 1.82% shall be
26        made up to the maximum of 100% which is reached at 85

 

 

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1        decibels.
2            (d) If a hearing loss is established to have
3        existed on July 1, 1975 by audiometric testing the
4        employer shall not be liable for the previous loss so
5        established nor shall he be liable for any loss for
6        which compensation has been paid or awarded.
7            (e) No consideration shall be given to the
8        question of whether or not the ability of an employee
9        to understand speech is improved by the use of a
10        hearing aid.
11            (f) No claim for loss of hearing due to industrial
12        noise shall be brought against an employer or allowed
13        unless the employee has been exposed for a period of
14        time sufficient to cause permanent impairment to noise
15        levels in excess of the following:
16Sound Level DBA
17Slow ResponseHours Per Day
18908
19926
20954
21973
221002
231021-1/2
241051
251101/2
261151/4

 

 

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1        This subparagraph (f) shall not be applied in cases of
2    hearing loss resulting from trauma or explosion.
3        17. In computing the compensation to be paid to any
4    employee who, before the accident for which he claims
5    compensation, had before that time sustained an injury
6    resulting in the loss by amputation or partial loss by
7    amputation of any member, including hand, arm, thumb or
8    fingers, leg, foot or any toes, such loss or partial loss
9    of any such member shall be deducted from any award made
10    for the subsequent injury. For the permanent loss of use
11    or the permanent partial loss of use of any such member or
12    the partial loss of sight of an eye, for which
13    compensation has been paid, then such loss shall be taken
14    into consideration and deducted from any award for the
15    subsequent injury.
16        18. The specific case of loss of both hands, both
17    arms, or both feet, or both legs, or both eyes, or of any
18    two thereof, or the permanent and complete loss of the use
19    thereof, constitutes total and permanent disability, to be
20    compensated according to the compensation fixed by
21    paragraph (f) of this Section. These specific cases of
22    total and permanent disability do not exclude other cases.
23        Any employee who has previously suffered the loss or
24    permanent and complete loss of the use of any of such
25    members, and in a subsequent independent accident loses
26    another or suffers the permanent and complete loss of the

 

 

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1    use of any one of such members the employer for whom the
2    injured employee is working at the time of the last
3    independent accident is liable to pay compensation only
4    for the loss or permanent and complete loss of the use of
5    the member occasioned by the last independent accident.
6        19. In a case of specific loss and the subsequent
7    death of such injured employee from other causes than such
8    injury leaving a widow, widower, or dependents surviving
9    before payment or payment in full for such injury, then
10    the amount due for such injury is payable to the widow or
11    widower and, if there be no widow or widower, then to such
12    dependents, in the proportion which such dependency bears
13    to total dependency.
14    Beginning July 1, 1980, and every 6 months thereafter, the
15Commission shall examine the Second Injury Fund and when,
16after deducting all advances or loans made to such Fund, the
17amount therein is $500,000 then the amount required to be paid
18by employers pursuant to paragraph (f) of Section 7 shall be
19reduced by one-half. When the Second Injury Fund reaches the
20sum of $600,000 then the payments shall cease entirely.
21However, when the Second Injury Fund has been reduced to
22$400,000, payment of one-half of the amounts required by
23paragraph (f) of Section 7 shall be resumed, in the manner
24herein provided, and when the Second Injury Fund has been
25reduced to $300,000, payment of the full amounts required by
26paragraph (f) of Section 7 shall be resumed, in the manner

 

 

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1herein provided. The Commission shall make the changes in
2payment effective by general order, and the changes in payment
3become immediately effective for all cases coming before the
4Commission thereafter either by settlement agreement or final
5order, irrespective of the date of the accidental injury.
6    On August 1, 1996 and on February 1 and August 1 of each
7subsequent year, the Commission shall examine the special fund
8designated as the "Rate Adjustment Fund" and when, after
9deducting all advances or loans made to said fund, the amount
10therein is $4,000,000, the amount required to be paid by
11employers pursuant to paragraph (f) of Section 7 shall be
12reduced by one-half. When the Rate Adjustment Fund reaches the
13sum of $5,000,000 the payment therein shall cease entirely.
14However, when said Rate Adjustment Fund has been reduced to
15$3,000,000 the amounts required by paragraph (f) of Section 7
16shall be resumed in the manner herein provided.
17    (f) In case of complete disability, which renders the
18employee wholly and permanently incapable of work, or in the
19specific case of total and permanent disability as provided in
20subparagraph 18 of paragraph (e) of this Section, compensation
21shall be payable at the rate provided in subparagraph 2 of
22paragraph (b) of this Section for life.
23    An employee entitled to benefits under paragraph (f) of
24this Section shall also be entitled to receive from the Rate
25Adjustment Fund provided in paragraph (f) of Section 7 of the
26supplementary benefits provided in paragraph (g) of this

 

 

10400HB5413ham001- 32 -LRB104 16929 SPS 35961 a

1Section 8.
2    If any employee who receives an award under this paragraph
3afterwards returns to work or is able to do so, and earns or is
4able to earn as much as before the accident, payments under
5such award shall cease. If such employee returns to work, or is
6able to do so, and earns or is able to earn part but not as
7much as before the accident, such award shall be modified so as
8to conform to an award under paragraph (d) of this Section. If
9such award is terminated or reduced under the provisions of
10this paragraph, such employees have the right at any time
11within 30 months after the date of such termination or
12reduction to file petition with the Commission for the purpose
13of determining whether any disability exists as a result of
14the original accidental injury and the extent thereof.
15    Disability as enumerated in subdivision 18, paragraph (e)
16of this Section is considered complete disability.
17    If an employee who had previously incurred loss or the
18permanent and complete loss of use of one member, through the
19loss or the permanent and complete loss of the use of one hand,
20one arm, one foot, one leg, or one eye, incurs permanent and
21complete disability through the loss or the permanent and
22complete loss of the use of another member, he shall receive,
23in addition to the compensation payable by the employer and
24after such payments have ceased, an amount from the Second
25Injury Fund provided for in paragraph (f) of Section 7, which,
26together with the compensation payable from the employer in

 

 

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1whose employ he was when the last accidental injury was
2incurred, will equal the amount payable for permanent and
3complete disability as provided in this paragraph of this
4Section.
5    The custodian of the Second Injury Fund provided for in
6paragraph (f) of Section 7 shall be joined with the employer as
7a party respondent in the application for adjustment of claim.
8The application for adjustment of claim shall state briefly
9and in general terms the approximate time and place and manner
10of the loss of the first member.
11    In its award the Commission or the Arbitrator shall
12specifically find the amount the injured employee shall be
13weekly paid, the number of weeks compensation which shall be
14paid by the employer, the date upon which payments begin out of
15the Second Injury Fund provided for in paragraph (f) of
16Section 7 of this Act, the length of time the weekly payments
17continue, the date upon which the pension payments commence
18and the monthly amount of the payments. The Commission shall
1930 days after the date upon which payments out of the Second
20Injury Fund have begun as provided in the award, and every
21month thereafter, prepare and submit to the State Comptroller
22a voucher for payment for all compensation accrued to that
23date at the rate fixed by the Commission. The State
24Comptroller shall draw a warrant to the injured employee along
25with a receipt to be executed by the injured employee and
26returned to the Commission. The endorsed warrant and receipt

 

 

10400HB5413ham001- 34 -LRB104 16929 SPS 35961 a

1is a full and complete acquittance to the Commission for the
2payment out of the Second Injury Fund. No other appropriation
3or warrant is necessary for payment out of the Second Injury
4Fund. The Second Injury Fund is appropriated for the purpose
5of making payments according to the terms of the awards.
6    As of July 1, 1980 to July 1, 1982, all claims against and
7obligations of the Second Injury Fund shall become claims
8against and obligations of the Rate Adjustment Fund to the
9extent there is insufficient money in the Second Injury Fund
10to pay such claims and obligations. In that case, all
11references to "Second Injury Fund" in this Section shall also
12include the Rate Adjustment Fund.
13    (g) Every award for permanent total disability entered by
14the Commission on and after July 1, 1965 under which
15compensation payments shall become due and payable after the
16effective date of this amendatory Act, and every award for
17death benefits or permanent total disability entered by the
18Commission on and after the effective date of this amendatory
19Act shall be subject to annual adjustments as to the amount of
20the compensation rate therein provided. Such adjustments shall
21first be made on July 15, 1977, and all awards made and entered
22prior to July 1, 1975 and on July 15 of each year thereafter.
23In all other cases such adjustment shall be made on July 15 of
24the second year next following the date of the entry of the
25award and shall further be made on July 15 annually
26thereafter. If during the intervening period from the date of

 

 

10400HB5413ham001- 35 -LRB104 16929 SPS 35961 a

1the entry of the award, or the last periodic adjustment, there
2shall have been an increase in the State's average weekly wage
3in covered industries under the Unemployment Insurance Act,
4the weekly compensation rate shall be proportionately
5increased by the same percentage as the percentage of increase
6in the State's average weekly wage in covered industries under
7the Unemployment Insurance Act. The increase in the
8compensation rate under this paragraph shall in no event bring
9the total compensation rate to an amount greater than the
10prevailing maximum rate at the time that the annual adjustment
11is made. Such increase shall be paid in the same manner as
12herein provided for payments under the Second Injury Fund to
13the injured employee, or his dependents, as the case may be,
14out of the Rate Adjustment Fund provided in paragraph (f) of
15Section 7 of this Act. Payments shall be made at the same
16intervals as provided in the award or, at the option of the
17Commission, may be made in quarterly payment on the 15th day of
18January, April, July and October of each year. In the event of
19a decrease in such average weekly wage there shall be no change
20in the then existing compensation rate. The within paragraph
21shall not apply to cases where there is disputed liability and
22in which a compromise lump sum settlement between the employer
23and the injured employee, or his dependents, as the case may
24be, has been duly approved by the Illinois Workers'
25Compensation Commission.
26    Provided, that in cases of awards entered by the

 

 

10400HB5413ham001- 36 -LRB104 16929 SPS 35961 a

1Commission for injuries occurring before July 1, 1975, the
2increases in the compensation rate adjusted under the
3foregoing provision of this paragraph (g) shall be limited to
4increases in the State's average weekly wage in covered
5industries under the Unemployment Insurance Act occurring
6after July 1, 1975.
7    For every accident occurring on or after July 20, 2005 but
8before the effective date of this amendatory Act of the 94th
9General Assembly (Senate Bill 1283 of the 94th General
10Assembly), the annual adjustments to the compensation rate in
11awards for death benefits or permanent total disability, as
12provided in this Act, shall be paid by the employer. The
13adjustment shall be made by the employer on July 15 of the
14second year next following the date of the entry of the award
15and shall further be made on July 15 annually thereafter. If
16during the intervening period from the date of the entry of the
17award, or the last periodic adjustment, there shall have been
18an increase in the State's average weekly wage in covered
19industries under the Unemployment Insurance Act, the employer
20shall increase the weekly compensation rate proportionately by
21the same percentage as the percentage of increase in the
22State's average weekly wage in covered industries under the
23Unemployment Insurance Act. The increase in the compensation
24rate under this paragraph shall in no event bring the total
25compensation rate to an amount greater than the prevailing
26maximum rate at the time that the annual adjustment is made. In

 

 

10400HB5413ham001- 37 -LRB104 16929 SPS 35961 a

1the event of a decrease in such average weekly wage there shall
2be no change in the then existing compensation rate. Such
3increase shall be paid by the employer in the same manner and
4at the same intervals as the payment of compensation in the
5award. This paragraph shall not apply to cases where there is
6disputed liability and in which a compromise lump sum
7settlement between the employer and the injured employee, or
8his or her dependents, as the case may be, has been duly
9approved by the Illinois Workers' Compensation Commission.
10    The annual adjustments for every award of death benefits
11or permanent total disability involving accidents occurring
12before July 20, 2005 and accidents occurring on or after the
13effective date of this amendatory Act of the 94th General
14Assembly (Senate Bill 1283 of the 94th General Assembly) shall
15continue to be paid from the Rate Adjustment Fund pursuant to
16this paragraph and Section 7(f) of this Act.
17    (h) In case death occurs from any cause before the total
18compensation to which the employee would have been entitled
19has been paid, then in case the employee leaves any widow,
20widower, child, parent (or any grandchild, grandparent or
21other lineal heir or any collateral heir dependent at the time
22of the accident upon the earnings of the employee to the extent
23of 50% or more of total dependency) such compensation shall be
24paid to the beneficiaries of the deceased employee and
25distributed as provided in paragraph (g) of Section 7.
26    (h-1) In case an injured employee is under legal

 

 

10400HB5413ham001- 38 -LRB104 16929 SPS 35961 a

1disability at the time when any right or privilege accrues to
2him or her under this Act, a guardian may be appointed pursuant
3to law, and may, on behalf of such person under legal
4disability, claim and exercise any such right or privilege
5with the same effect as if the employee himself or herself had
6claimed or exercised the right or privilege. No limitations of
7time provided by this Act run so long as the employee who is
8under legal disability is without a conservator or guardian.
9    (i) In case the injured employee is under 16 years of age
10at the time of the accident and is illegally employed, the
11amount of compensation payable under paragraphs (b), (c), (d),
12(e) and (f) of this Section is increased 50%.
13    However, where an employer has on file an employment
14certificate issued pursuant to the Child Labor Law of 2024 or
15work permit issued pursuant to the Federal Fair Labor
16Standards Act, as amended, or a birth certificate properly and
17duly issued, such certificate, permit or birth certificate is
18conclusive evidence as to the age of the injured minor
19employee for the purposes of this Section.
20    Nothing herein contained repeals or amends the provisions
21of the Child Labor Law of 2024 relating to the employment of
22minors under the age of 16 years.
23    (j) 1. In the event the injured employee receives
24benefits, including medical, surgical or hospital benefits
25under any group plan covering non-occupational disabilities
26contributed to wholly or partially by the employer, which

 

 

10400HB5413ham001- 39 -LRB104 16929 SPS 35961 a

1benefits should not have been payable if any rights of
2recovery existed under this Act, then such amounts so paid to
3the employee from any such group plan as shall be consistent
4with, and limited to, the provisions of paragraph 2 hereof,
5shall be credited to or against any compensation payment for
6temporary total incapacity for work or any medical, surgical
7or hospital benefits made or to be made under this Act. In such
8event, the period of time for giving notice of accidental
9injury and filing application for adjustment of claim does not
10commence to run until the termination of such payments. This
11paragraph does not apply to payments made under any group plan
12which would have been payable irrespective of an accidental
13injury under this Act. Any employer receiving such credit
14shall keep such employee safe and harmless from any and all
15claims or liabilities that may be made against him by reason of
16having received such payments only to the extent of such
17credit.
18    Any excess benefits paid to or on behalf of a State
19employee by the State Employees' Retirement System under
20Article 14 of the Illinois Pension Code on a death claim or
21disputed disability claim shall be credited against any
22payments made or to be made by the State of Illinois to or on
23behalf of such employee under this Act, except for payments
24for medical expenses which have already been incurred at the
25time of the award. The State of Illinois shall directly
26reimburse the State Employees' Retirement System to the extent

 

 

10400HB5413ham001- 40 -LRB104 16929 SPS 35961 a

1of such credit.
2    2. Nothing contained in this Act shall be construed to
3give the employer or the insurance carrier the right to credit
4for any benefits or payments received by the employee other
5than compensation payments provided by this Act, and where the
6employee receives payments other than compensation payments,
7whether as full or partial salary, group insurance benefits,
8bonuses, annuities or any other payments, the employer or
9insurance carrier shall receive credit for each such payment
10only to the extent of the compensation that would have been
11payable during the period covered by such payment.
12    3. The extension of time for the filing of an Application
13for Adjustment of Claim as provided in paragraph 1 above shall
14not apply to those cases where the time for such filing had
15expired prior to the date on which payments or benefits
16enumerated herein have been initiated or resumed. Provided
17however that this paragraph 3 shall apply only to cases
18wherein the payments or benefits hereinabove enumerated shall
19be received after July 1, 1969.
20(Source: P.A. 103-721, eff. 1-1-25.)
 
21    (820 ILCS 305/8.4 new)
22    Sec. 8.4. Expedited Catastrophic Review Board.
23    (a) There is created an Expedited Catastrophic Review
24Board within the Illinois Workers' Compensation Commission.
25The Board shall adjudicate disputes involving catastrophic

 

 

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1injuries to employees who are full-time law enforcement,
2correctional or correctional probation officers, or
3firefighters, as those terms are used in the Public Safety
4Employee Benefits Act, including, but not limited to, disputes
5concerning:
6        (1) benefits granted under subsection (a-5) of Section
7    8;
8        (2) home accessibility modifications;
9        (3) long-term custodial or nursing care; and
10        (4) experimental treatments.
11    (b) The Board shall be comprised of 3 appointed members
12with expertise in catastrophic injuries, including one member
13who is an employee representative, one member who is a public
14representative, and one member who is an employer
15representative. The Board shall hold monthly hearings.
16    (c) The Board shall make a final determination on any
17dispute referred to the Board by a claimant within 60 calendar
18days. If the Board fails to issue a final determination within
1960 calendar days, the requested benefits shall be temporarily
20approved, pending the issuance of a final determination.
21    (d) The Commission shall adopt rules to establish the
22procedures for the Board.
 
23    Section 10. The Public Safety Employee Benefits Act is
24amended by adding Section 4 as follows:
 

 

 

10400HB5413ham001- 42 -LRB104 16929 SPS 35961 a

1    (820 ILCS 320/4 new)
2    Sec. 4. Catastrophic injuries; health insurance.
3Notwithstanding any other provision of this Act, an employee
4who (i) is determined to have sustained a catastrophic injury
5under this Act or the Workers' Compensation Act or (ii) is
6found to be permanently and totally disabled as a result of a
7compensable work-related catastrophic injury shall be
8immediately eligible for employer-paid health insurance
9premium benefits under this Act. The employer's payment of
10health insurance premiums shall commence upon the treating
11physician's written opinion of the catastrophic injury and
12providing appropriate medical records to the employer.".