INS-FIRE & EXTENDED COVERAGE House SponsorsRep. Sharon Chung 3/27/2026HouseRule 19(a) / Re-referred to Rules Committee 215 ILCS 5/Art. XLVIII heading new215 ILCS 5/1802 new215 ILCS 5/1805 new215 ILCS 5/1810 new215 ILCS 5/1815 new215 ILCS 5/1820 new Amends the Illinois Insurance Code. Creates the Rates for Fire and Extended Coverage Insurance Article. Provides that the Article applies to policies of fire and extended coverage insurance and establishes policies that are exempt from the Article. Provides that rates shall not be excessive, inadequate, or unfairly discriminatory, as specified. Sets forth provisions concerning filing requirements for insurers in competitive and noncompetitive markets and the monitoring duties of the Director of Insurance concerning market competition and the availability of insurance for the policies of insurance to which the Article applies. Provides that a competitive market is presumed to exist for a line of insurance unless the Director, after a hearing, issues an order stating that a reasonable degree of competition does not exist in the market. Provides that the ruling of the Director regarding market competition is subject to judicial review under the Administrative Review Law. Effective January 1, 2028. 2/6/2026HouseFiled with the Clerk by Rep. Sharon Chung 2/13/2026HouseFirst Reading 2/13/2026HouseReferred to Rules Committee 3/12/2026HouseAssigned to Insurance Committee 3/20/2026HouseTo Insurance Main Subcommittee 3/27/2026HouseRule 19(a) / Re-referred to Rules Committee