INS-FAIR PLAN ASSOCIATION House SponsorsRep. Bob Morgan 3/27/2026HouseRule 19(a) / Re-referred to Rules Committee 215 ILCS 5/Art. XXXIII heading215 ILCS 5/522from Ch. 73, par. 1065.69215 ILCS 5/523from Ch. 73, par. 1065.70215 ILCS 5/524from Ch. 73, par. 1065.71215 ILCS 5/524.5 new215 ILCS 5/525.1from Ch. 73, par. 1065.72-1215 ILCS 5/525.3from Ch. 73, par. 1065.72-3215 ILCS 5/527from Ch. 73, par. 1065.74215 ILCS 5/528from Ch. 73, par. 1065.75215 ILCS 5/529.2from Ch. 73, par. 1065.76-2215 ILCS 5/529.4from Ch. 73, par. 1065.76-4215 ILCS 5/529.5from Ch. 73, par. 1065.76-5215 ILCS 5/530from Ch. 73, par. 1065.77215 ILCS 5/525 rep.215 ILCS 5/525.2 rep.215 ILCS 5/525.4 rep.215 ILCS 5/529 rep.215 ILCS 5/529.1 rep.215 ILCS 5/529.3 rep.215 ILCS 5/530a rep. Amends the Illinois Insurance Code. Changes the title of the Urban Property Insurance Article to the Availability of Property Insurance Article. Establishes an association, which shall be commonly referred to as the Illinois FAIR ("Fair Access to Insurance Requirements") Plan Association, of all admitted insurers engaged in writing in the State, on a direct basis, basic property insurance or any basic property insurance component in multi-peril policies, including, without limitation, excess and surplus insurers, but not including farm mutual companies. Replaces all references in the Article to Industry Placement Facility or Facility with Association and all references to Inspection Bureau with Inspector. Sets forth provisions concerning participation in and management of the Association. Makes changes to provisions concerning application procedures; authorized operations for issuing policies; approval of rates; the right to appeal; reporting requirements; making of assessments; and powers of the Director of Insurance. Provides that an insurer shall, for purposes of its annual report, premium tax calculations, and all rate-making submissions, include as direct business its proportionate share of the Association's written premium, paid losses, allocated loss adjustment expense, and operating expenses. Repeals provisions concerning the Industry Placement Program; premium financing; applications for coverage of risks by the Industry Placement Facility; the Illinois Insurance Development Fund; reimbursement of the Secretary through the Fund; insolvency of companies; and a task force that reviews policy forms and endorsements issued by the Industry Placement Facility. Effective immediately. 1/23/2026HouseFiled with the Clerk by Rep. Bob Morgan 1/30/2026HouseFirst Reading 1/30/2026HouseReferred to Rules Committee 2/17/2026HouseAssigned to Insurance Committee 3/27/2026HouseRule 19(a) / Re-referred to Rules Committee