PREDATORY LENDING DATABASE Senate SponsorsSen. Chris Nybo-Kimberly A. Lightford and Andy Manar House Sponsors(Rep. La Shawn K. Ford and Camille Y. Lilly) 9/15/2017SenatePublic Act . . . . . . . . . 100-0509 765 ILCS 77/70765 ILCS 77/72765 ILCS 77/76Amends the Predatory Lending Database Article of the Residential Real Property Disclosure Act. Changes the definition of "counseling" and "originator". Provides that each certificate of compliance with the Article or certificate of exemption must contain, at a minimum, one of the borrower's names on the mortgage loan and the property index number for the subject property. Makes changes concerning the information which must be collected and submitted by the broker or originator and by the title insurance company or closing agent. Effective immediately.Senate Committee Amendment No. 1 Deletes language providing that in instances of telephone counseling, the borrower must supply all necessary documents to the counselor at least 72 hours prior to the scheduled telephone counseling session. Provides that if the Department of Financial and Professional Regulation recommends counseling for the borrower, the borrower must supply all necessary documents, as set forth by the counselor, at least 72 hours before the scheduled counseling.House Committee Amendment No. 1 Removes electronic face-to-face counseling from the definition of "counseling". 2/1/2017SenateFiled with Secretary by Sen. Chris Nybo 2/1/2017SenateFirst Reading 2/1/2017SenateReferred to Assignments 2/8/2017SenateAssigned to Financial Institutions 3/3/2017SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Chris Nybo 3/3/2017SenateSenate Committee Amendment No. 1 Referred to Assignments 3/7/2017SenateSenate Committee Amendment No. 1 Assignments Refers to Financial Institutions 3/15/2017SenateSenate Committee Amendment No. 1 Adopted 3/15/2017SenateDo Pass as Amended Financial Institutions; 008-000-000 3/15/2017SenatePlaced on Calendar Order of 2nd Reading March 16, 2017 3/30/2017SenateSecond Reading 3/30/2017SenatePlaced on Calendar Order of 3rd Reading April 4, 2017 4/25/2017SenateAdded as Chief Co-Sponsor Sen. Kimberly A. Lightford 4/25/2017SenateThird Reading - Passed; 057-000-000 4/25/2017HouseArrived in House 4/27/2017HouseChief House Sponsor Rep. La Shawn K. Ford 4/27/2017HouseFirst Reading 4/27/2017HouseReferred to Rules Committee 5/9/2017HouseAssigned to Executive Committee 5/11/2017HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. La Shawn K. Ford 5/11/2017HouseHouse Committee Amendment No. 1 Referred to Rules Committee 5/15/2017HouseHouse Committee Amendment No. 1 Rules Refers to Executive Committee 5/19/2017HouseCommittee Deadline Extended-Rule 9(b) May 26, 2017 5/19/2017HouseHouse Committee Amendment No. 1 Committee Deadline Extended-Rule 9(b) May 26, 2017 5/24/2017HouseHouse Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote 5/24/2017HouseDo Pass as Amended / Short Debate Executive Committee; 011-000-000 5/24/2017HousePlaced on Calendar 2nd Reading - Short Debate 5/24/2017HouseSecond Reading - Short Debate 5/24/2017HousePlaced on Calendar Order of 3rd Reading - Short Debate 5/26/2017HouseFinal Action Deadline Extended-9(b) May 31, 2017 5/31/2017HouseFinal Action Deadline Extended-9(b) June 30, 2017 6/26/2017HouseThird Reading - Short Debate - Passed 106-000-000 6/26/2017House3/5 Vote Required 6/26/2017HouseAdded Alternate Co-Sponsor Rep. Camille Y. Lilly 6/27/2017SenateSecretary's Desk - Concurrence House Amendment(s) 1 6/27/2017SenatePlaced on Calendar Order of Concurrence House Amendment(s) 1 - June 28, 2017 6/28/2017SenateHouse Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Chris Nybo 6/28/2017SenateHouse Committee Amendment No. 1 Motion to Concur Referred to Assignments 6/30/2017SenateHouse Committee Amendment No. 1 Motion to Concur Assignments Referred to Licensed Activities and Pensions 6/30/2017SenateHouse Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Licensed Activities and Pensions; 011-000-000 7/1/2017Senate3/5 Vote Required 7/1/2017SenateHouse Committee Amendment No. 1 Senate Concurs 047-000-000 7/1/2017SenatePassed Both Houses 7/28/2017SenateSent to the Governor 9/15/2017SenateGovernor Approved 9/15/2017SenateEffective Date September 15, 2017 9/15/2017SenatePublic Act . . . . . . . . . 100-0509 11/9/2017SenateAdded as Co-Sponsor Sen. Andy Manar